All very good info I don't need to stress safety any more skinsk did a good job of that. There are multiple ways to create anchors with webbing im not going to get into that right now but one of the most common (at least in my little Fire/Rescue world) Is the wrap 3 pull 2. If you are using a rope the tensionless hitch works well you can see an example here
now please notice that they demonstrate this with a biner at the end. However if you are short on equipment you can use a figure eight flow thru in place. Just be sure to tie the figure eight first make your wraps and then follow thru. Also the water knot is essentially an overhand follow thru but the link to a bunch of useful knots including the water knot can be found here
Ricky don't be afraid to ask questions while some people are more knowladagable than others no one knows everything! You can always learn something from someone. I am by no means an expert I have my specialties as I'm sure you have yours!
"Beware of the climber that tells you they already know everything."